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GA-RES · Syllabus & Exam Outline 2026

Georgia Real Estate Salesperson

Exam-aligned study paths covering the national real estate core plus Georgia state law, in retention-first 15-minute topics.

Questions
152 scored questions (100 National, 52 State) plus 5 to 10 unscored experimental questions
Time limit
4 hours
Passing score
72% to 75% (sources vary; 72% overall or up to 75% depending on the specific exam section)
Cost
$119 to $121 per attempt
Format
Multiple choice
Delivery
In-person at PSI testing centers (online testing not permitted)
Calculator
An online calculator will be available. Handheld calculators are prohibited.
Prep time
~100 hours
PSI Georgia Real Estate Testing Portal & Candidate Handbook

Exam overview

The Georgia Real Estate Salesperson examination is the official assessment administered by PSI on behalf of the Georgia Real Estate Commission (GREC). Earning a passing score on this exam proves that a candidate has mastered the legal, financial, and ethical principles required to practice real estate safely and effectively in Georgia. The test covers both national real estate concepts and Georgia-specific laws, such as the Brokerage Relationships in Real Estate Transactions Act (BRRETA) and state trust account regulations. Because the exam features a broad range of topics from contract law to property valuation, a structured study approach is essential for success. Only Ever maps every domain to 15-minute study topics, breaking down complex real estate statutes and calculations into manageable, easily reviewable lessons. This allows candidates to track their progress intuitively and focus their prep time precisely where it is needed most.

Exam domains & weighting

Each domain's share of the exam — study deepest where the weight is highest. Open one for how to study it and its objectives.

How to study this domain

Focus on the differences between real and personal property and how they are transferred. Memorize the major legal descriptions such as metes and bounds and the government survey system. Ensure you understand how encumbrances, liens, and easements impact a property's title and value.

Key objectives

  • Real and Personal Property Conveyances
  • Legal Property Descriptions
  • Measuring Structures and Land
  • Liens, Easements, and Encumbrances
  • Surface, Subsurface, Air, and Water Rights
  • Basic Types of Ownership and Tenancy
  • Common-Interest, Trusts, and Business Ownership
Study this domain

Readiness self-check

Tick off everything you can confidently explain. Anything left unchecked is your study list — tap “Review” to jump straight into that domain.

Readiness

0 / 16

Property Ownership

Review

Land Use Controls

Review

Valuation and Market Analysis

Review

Financing

Review

Contracts

Review

General Principles of Agency

Review

Property Disclosures

Review

Transfer of Title

Review

Practice of Real Estate

Review

Real Estate Calculations

Review

Quick reference

Essential Real Estate Acronyms

Common abbreviations explicitly tested in the Georgia real estate curriculum.

LTV
Loan-to-Value RatioA primary risk assessment metric used by lenders.
PMI
Private Mortgage InsuranceRequired on conventional loans when the down payment is less than 20%.
PITI
Principal, Interest, Taxes, and InsuranceThe total components of a typical monthly mortgage payment.
CC&Rs
Covenants, Conditions, and RestrictionsPrivate rules governing land use, typically enforced by HOAs.
CMA
Comparative Market AnalysisAn estimate of value produced by a real estate agent, distinct from a formal appraisal.
AVM
Automated Valuation MethodComputer-driven real estate valuation software.
TRID
TILA-RESPA Integrated DisclosuresFederal rules requiring the standardized Loan Estimate and Closing Disclosure forms.
RESPA
Real Estate Settlement Procedures ActFederal law regulating closing costs and prohibiting kickbacks.
ADA
Americans with Disabilities ActCivil rights law that impacts commercial property management and accessibility.

Key Valuation & Finance Formulas

Mathematical concepts candidates must know how to calculate based on the official syllabus.

Capitalization Rate (Cap Rate)

Net Operating Income (NOI) ÷ Current Market Value

Used in the income approach to estimate property value.

Loan-to-Value (LTV) Ratio

Loan Amount ÷ Appraised Value (or Purchase Price, whichever is lower)

Determines down payment requirements and PMI.

Seller's Net Proceeds

Sale Price - (Mortgage Payoff + Closing Costs + Commissions)

The final amount the seller walks away with at closing.

Discount Points

1 Point = 1% of the Loan Amount

Prepaid interest used to buy down the mortgage rate.

Frequently asked questions

Good to know

  • Unscored items: The exam will contain 5 to 10 'experimental' questions that do not count toward your score but will consume testing time.
  • Veteran's Preference Points: Qualified veterans who fail the exam may apply to have preference points added to their score.
  • Calculators: Personal handheld calculators are strictly prohibited. You must use the online calculator built into the testing software.
  • No outside materials: All personal belongings, including bulky coats, hats, and electronic devices, must be stored prior to entering the testing room.
  • Security: Proctors will actively monitor for prohibited behavior. Examining devices, whispering, or accessing unapproved computer programs will result in immediate dismissal.

Reading isn’t remembering.

Georgia prep blends national real estate concepts with Georgia-specific license law and Commission rules, and most materials muddle the two.

Only Ever teaches the shared national core once, then layers Georgia state law, regulated by the Georgia Real Estate Commission (GREC), as focused 15-minute topics.