GA-RES · Syllabus & Exam Outline 2026
Georgia Real Estate Salesperson
Exam-aligned study paths covering the national real estate core plus Georgia state law, in retention-first 15-minute topics.
- Questions
- 152 scored questions (100 National, 52 State) plus 5 to 10 unscored experimental questions
- Time limit
- 4 hours
- Passing score
- 72% to 75% (sources vary; 72% overall or up to 75% depending on the specific exam section)
- Cost
- $119 to $121 per attempt
- Format
- Multiple choice
- Delivery
- In-person at PSI testing centers (online testing not permitted)
- Calculator
- An online calculator will be available. Handheld calculators are prohibited.
- Prep time
- ~100 hours
Exam overview
The Georgia Real Estate Salesperson examination is the official assessment administered by PSI on behalf of the Georgia Real Estate Commission (GREC). Earning a passing score on this exam proves that a candidate has mastered the legal, financial, and ethical principles required to practice real estate safely and effectively in Georgia. The test covers both national real estate concepts and Georgia-specific laws, such as the Brokerage Relationships in Real Estate Transactions Act (BRRETA) and state trust account regulations. Because the exam features a broad range of topics from contract law to property valuation, a structured study approach is essential for success. Only Ever maps every domain to 15-minute study topics, breaking down complex real estate statutes and calculations into manageable, easily reviewable lessons. This allows candidates to track their progress intuitively and focus their prep time precisely where it is needed most.
Exam domains & weighting
Each domain's share of the exam — study deepest where the weight is highest. Open one for how to study it and its objectives.
How to study this domain
Focus on the differences between real and personal property and how they are transferred. Memorize the major legal descriptions such as metes and bounds and the government survey system. Ensure you understand how encumbrances, liens, and easements impact a property's title and value.
Key objectives
- Real and Personal Property Conveyances
- Legal Property Descriptions
- Measuring Structures and Land
- Liens, Easements, and Encumbrances
- Surface, Subsurface, Air, and Water Rights
- Basic Types of Ownership and Tenancy
- Common-Interest, Trusts, and Business Ownership
Readiness self-check
Tick off everything you can confidently explain. Anything left unchecked is your study list — tap “Review” to jump straight into that domain.
Quick reference
Essential Real Estate Acronyms
Common abbreviations explicitly tested in the Georgia real estate curriculum.
- LTV
- Loan-to-Value RatioA primary risk assessment metric used by lenders.
- PMI
- Private Mortgage InsuranceRequired on conventional loans when the down payment is less than 20%.
- PITI
- Principal, Interest, Taxes, and InsuranceThe total components of a typical monthly mortgage payment.
- CC&Rs
- Covenants, Conditions, and RestrictionsPrivate rules governing land use, typically enforced by HOAs.
- CMA
- Comparative Market AnalysisAn estimate of value produced by a real estate agent, distinct from a formal appraisal.
- AVM
- Automated Valuation MethodComputer-driven real estate valuation software.
- TRID
- TILA-RESPA Integrated DisclosuresFederal rules requiring the standardized Loan Estimate and Closing Disclosure forms.
- RESPA
- Real Estate Settlement Procedures ActFederal law regulating closing costs and prohibiting kickbacks.
- ADA
- Americans with Disabilities ActCivil rights law that impacts commercial property management and accessibility.
Key Valuation & Finance Formulas
Mathematical concepts candidates must know how to calculate based on the official syllabus.
Capitalization Rate (Cap Rate)
Net Operating Income (NOI) ÷ Current Market Value
Used in the income approach to estimate property value.
Loan-to-Value (LTV) Ratio
Loan Amount ÷ Appraised Value (or Purchase Price, whichever is lower)
Determines down payment requirements and PMI.
Seller's Net Proceeds
Sale Price - (Mortgage Payoff + Closing Costs + Commissions)
The final amount the seller walks away with at closing.
Discount Points
1 Point = 1% of the Loan Amount
Prepaid interest used to buy down the mortgage rate.
Frequently asked questions
Good to know
- Unscored items: The exam will contain 5 to 10 'experimental' questions that do not count toward your score but will consume testing time.
- Veteran's Preference Points: Qualified veterans who fail the exam may apply to have preference points added to their score.
- Calculators: Personal handheld calculators are strictly prohibited. You must use the online calculator built into the testing software.
- No outside materials: All personal belongings, including bulky coats, hats, and electronic devices, must be stored prior to entering the testing room.
- Security: Proctors will actively monitor for prohibited behavior. Examining devices, whispering, or accessing unapproved computer programs will result in immediate dismissal.
Reading isn’t remembering.
Georgia prep blends national real estate concepts with Georgia-specific license law and Commission rules, and most materials muddle the two.
Only Ever teaches the shared national core once, then layers Georgia state law, regulated by the Georgia Real Estate Commission (GREC), as focused 15-minute topics.