MD-RES · Syllabus & Exam Outline 2026
Maryland Real Estate Salesperson
Exam-aligned study paths covering the national real estate core plus Maryland state law, in retention-first 15-minute topics.
- Questions
- 110 scored questions (80 National, 30 State) plus 1-10 unscored experimental items
- Time limit
- 120 minutes (90 minutes National, 30 minutes State)
- Passing score
- 70%
- Cost
- $44.00
- Format
- Multiple choice
- Delivery
- Computer-based testing at PSI test centers
- Calculator
- Only non-programmable calculators that are silent, battery-operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed in the examination site.
- Prep time
- ~104 hours
Exam overview
The Maryland Real Estate Salesperson examination evaluates a candidate's readiness to responsibly and ethically practice real estate within the state. Administered by PSI on behalf of the Maryland Real Estate Commission (MREC), this two-part exam assesses your knowledge of both overarching national real estate principles and Maryland-specific statutes and regulations. With a combination of topics spanning property ownership, financing, agency relationships, and state fair housing laws, the syllabus provides a comprehensive blueprint for what to expect on test day. Preparing for the MD-RES test can feel overwhelming, but mastering the test blueprint is your best first step. Only Ever maps every domain on this syllabus to manageable, 15-minute study topics, allowing you to steadily build your knowledge base. By aligning your study sessions with the official curriculum weights, you can maximize your preparation efficiency and focus on high-yield areas like the Practice of Real Estate and Contracts.
Exam domains & weighting
Each domain's share of the exam — study deepest where the weight is highest. Open one for how to study it and its objectives.
How to study this domain
Focus on distinguishing between real and personal property and how each is conveyed. Master the various legal property descriptions, especially metes and bounds, as these are fundamental. Review the different forms of ownership and tenancy, ensuring you understand how estates are held and transferred.
Key objectives
- Real and Personal Property Conveyances
- Legal Property Descriptions
- Measuring Structures and Land
- Liens, Easements, and Encumbrances
- Surface, Subsurface, Air, and Water Rights
- Basic Types of Ownership and Tenancy
- Common-Interest, Trusts, and Business Ownership
Readiness self-check
Tick off everything you can confidently explain. Anything left unchecked is your study list — tap “Review” to jump straight into that domain.
Quick reference
Essential Real Estate Acronyms
Common abbreviations heavily tested in the financing and property valuation domains.
- LTV
- Loan-to-Value ratio
- PITI
- Principal, Interest, Taxes, and Insurance
- PMI
- Private Mortgage Insurance
- TRID
- TILA-RESPA Integrated Disclosures
- CMA
- Comparative Market Analysis
- CC&Rs
- Covenants, Conditions, and Restrictions
Common Real Estate Math Formulas
Basic calculation structures required for the Real Estate Calculations section.
Capitalization Rate
Net Operating Income ÷ Current Market Value
Loan-to-Value Ratio (LTV)
Loan Amount ÷ Appraised Property Value
Equity
Current Market Value - Outstanding Mortgage Balance
Frequently asked questions
Good to know
- The exam includes 1 to 10 unscored experimental questions that count against your overall time limit.
- Prior to starting the actual exam, you are provided an optional 15-minute computer tutorial to familiarize yourself with the interface.
- Calculators must be standard, non-alphabetic, and lack paper tape printing capabilities.
- Bulky outerwear, digital watches, mobile devices, and all personal belongings must be stored outside the testing room.
- Candidates are permitted to mark questions and return to them for review before time runs out.
Reading isn’t remembering.
Maryland prep blends national real estate concepts with Maryland-specific license law and Commission rules, and most materials muddle the two.
Only Ever teaches the shared national core once, then layers Maryland state law, regulated by the Maryland Real Estate Commission (MREC), as focused 15-minute topics.