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MD-RES · Syllabus & Exam Outline 2026

Maryland Real Estate Salesperson

Exam-aligned study paths covering the national real estate core plus Maryland state law, in retention-first 15-minute topics.

Questions
110 scored questions (80 National, 30 State) plus 1-10 unscored experimental items
Time limit
120 minutes (90 minutes National, 30 minutes State)
Passing score
70%
Cost
$44.00
Format
Multiple choice
Delivery
Computer-based testing at PSI test centers
Calculator
Only non-programmable calculators that are silent, battery-operated, do not have paper tape printing capabilities, and do not have a keyboard containing the alphabet will be allowed in the examination site.
Prep time
~104 hours
PSI Maryland Real Estate Candidate Portal

Exam overview

The Maryland Real Estate Salesperson examination evaluates a candidate's readiness to responsibly and ethically practice real estate within the state. Administered by PSI on behalf of the Maryland Real Estate Commission (MREC), this two-part exam assesses your knowledge of both overarching national real estate principles and Maryland-specific statutes and regulations. With a combination of topics spanning property ownership, financing, agency relationships, and state fair housing laws, the syllabus provides a comprehensive blueprint for what to expect on test day. Preparing for the MD-RES test can feel overwhelming, but mastering the test blueprint is your best first step. Only Ever maps every domain on this syllabus to manageable, 15-minute study topics, allowing you to steadily build your knowledge base. By aligning your study sessions with the official curriculum weights, you can maximize your preparation efficiency and focus on high-yield areas like the Practice of Real Estate and Contracts.

Exam domains & weighting

Each domain's share of the exam — study deepest where the weight is highest. Open one for how to study it and its objectives.

How to study this domain

Focus on distinguishing between real and personal property and how each is conveyed. Master the various legal property descriptions, especially metes and bounds, as these are fundamental. Review the different forms of ownership and tenancy, ensuring you understand how estates are held and transferred.

Key objectives

  • Real and Personal Property Conveyances
  • Legal Property Descriptions
  • Measuring Structures and Land
  • Liens, Easements, and Encumbrances
  • Surface, Subsurface, Air, and Water Rights
  • Basic Types of Ownership and Tenancy
  • Common-Interest, Trusts, and Business Ownership
Study this domain

Readiness self-check

Tick off everything you can confidently explain. Anything left unchecked is your study list — tap “Review” to jump straight into that domain.

Readiness

0 / 17

Property Ownership

Review

Land Use Controls

Review

Valuation and Market Analysis

Review

Financing

Review

Contracts

Review

General Principles of Agency

Review

Property Disclosures

Review

Transfer of Title

Review

Practice of Real Estate

Review

Real Estate Calculations

Review

Quick reference

Essential Real Estate Acronyms

Common abbreviations heavily tested in the financing and property valuation domains.

LTV
Loan-to-Value ratio
PITI
Principal, Interest, Taxes, and Insurance
PMI
Private Mortgage Insurance
TRID
TILA-RESPA Integrated Disclosures
CMA
Comparative Market Analysis
CC&Rs
Covenants, Conditions, and Restrictions

Common Real Estate Math Formulas

Basic calculation structures required for the Real Estate Calculations section.

Capitalization Rate

Net Operating Income ÷ Current Market Value

Loan-to-Value Ratio (LTV)

Loan Amount ÷ Appraised Property Value

Equity

Current Market Value - Outstanding Mortgage Balance

Frequently asked questions

Good to know

  • The exam includes 1 to 10 unscored experimental questions that count against your overall time limit.
  • Prior to starting the actual exam, you are provided an optional 15-minute computer tutorial to familiarize yourself with the interface.
  • Calculators must be standard, non-alphabetic, and lack paper tape printing capabilities.
  • Bulky outerwear, digital watches, mobile devices, and all personal belongings must be stored outside the testing room.
  • Candidates are permitted to mark questions and return to them for review before time runs out.

Reading isn’t remembering.

Maryland prep blends national real estate concepts with Maryland-specific license law and Commission rules, and most materials muddle the two.

Only Ever teaches the shared national core once, then layers Maryland state law, regulated by the Maryland Real Estate Commission (MREC), as focused 15-minute topics.